Zonal Credit Manager
Spmk Tea ProductsJob Description
Zonal Credit Manager
Key Objective of the Job: Handling the “Credit Underwriting & Portfolio management” of all the branches in the Zone. |
Key Deliverables: Timely due diligence of the funding proposals of the branches. Ensuring the Credit policy implementations. Managing and supervising CPA/ FI agency/ valuation agency operations. Ensuring quality portfolio of the branches within the set parameters. Conducting training for FI/CPA/ Channels and cross verticals at regular intervals Visiting Channels/ Branches and customers at regular intervals. Providing market feedback through field visits and networking with Credit counterparts of competition. Providing inputs for localized schemes based on market dynamics and delinquency studies. Audit of files and Process and taking corrective measures. Complying to audit Queries.
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